joining us now to go further in depth on this is david mckelvey, the ceo of mckelvey, the financial groups. now david, let's start here with oil prices. they were lower in early thursday trading, but interestingly enough to drop wasn't about opec, but instead it was about the demand side of the equation. now our analyst expecting demand of oil to go back down again now that countries like japan are imposing new lockdown measures. it's a combination of trade or concern with a dysfunctional opec plus, specifically, what if the organization fractured and extra supply came to market in the mad scramble for market share. that scenario, creating a glove supply would see significant downside pressure on oil. the other ex factors you mentioned is colby resurgence. so the variance like delta lambda epsilon, these things res, fears of new shut down and various responses can see around the world remains to be seen how policy makers are going to deal with that. we have our number of individuals vaccinated at this point. and i think there's also a concern about fatigue, the fatigue of the fact that the