it's got to be done in secret late at night on a weekend. >> and david steinberg, that's a problem for, you know, the major european banks because of their exposure to greek debt right now. i mean, that's really one of the big fears about what any kind of exit of greece from the eurozone would be, isn't it? >> basically, it's the same problem. it's really the banking system and it's the risks in currency. sovereign risk is what we talk about, the contagion actually is, in fact, runs on the banks. in the united states in '08 we handled it by the fdic raising the deposit rates that they protect, and i think there is an easy backstop here which is difficult probably politically which would be that the ecb backs euro backed banks and that would prevent the run on banks either before or after greece were let loose. >> david, are we already seeing the greeks take money out of those banks and put it in sort of seemingly stronger banks like the deutsche banks or other european banks of the world? have we already started to see the greeks withdrawing some money from those greek banks on all thi