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first we had david stevens last hour, an obama housing guy. 09 in the middle of the mortgage crisis. he came on last hour, he said that he hears the industry is shocked about this. called it unprecedented. and explained it like this. >> i totally recognize and appreciate the effort to bring more people into home ownership who have traditionally not had that opportunity. but using fannie mae and freddie mac for these sort of political purposes may not be the best thing to do, and frankly, i think it violates the entire discipline these two companies have operated under. >> sandra: huge statement. >> i've been involved in this for a long time, he's got the story exactly right. for years and years fannie mae in particular, fannie mae is a left wing operation, always has been, it's a corrupt operation, we found that out in 2008. but, they have tried traditionally to make it easier for low income people to get a mortgage. what hasn't been done so far as i know is never penalized middle class people who have saved a nest egg, played by the rules. >>

and former fha commissioner david stevens is the ceo of mountain lake consulting he also previously servede bankers association and gentlemen, welcome to both of you dave, why don't we start out talking about what this rule is, how it plays out, and what it will mean for the average home buyer. >> well, look, with all the best intentions, the director of the regulator for fannie mae and freddie mac, the fhfa has been pushing both fannie and freddie to do better in providing affordable mortgage products for first-time home buyers, particularly with lower credit scores and lower down payments often that's filled with minority home buyers, african americans and hispanics. so in an effort to get there, they've -- for the first time ever convoluted the pricing structure where they are going to significantly lower long level price adjusters, individual fees for those low credit quality borrowers, and it's going to be cross subsidized, which is a way of paying for this with borrowers with higher credit scores in the 700s, with larger down payments. so their fees are going up while other fees are

yury. diplomats such as steven eidelman and freedom house president david kramer believe that the defeatraine in the war with the russian federation and the victory of the armed forces of ukraine over the russian federation under any circumstances circumstances, this is a fatal sentence for lukashenka, well, they say, when putin's regime falls, lukashenko goes, as they say to locomotives, and otherwise, lukashenko does not satisfy putin, and putin will replace him, yes , the first option is the most risky situation for lukashenko he understands it, that's why he's spinning now, trying to present this to the peacekeepers. again, the rhetoric has been quite strong recently from his mouth in the event of russia's military defeat. this is one situation in the event of any victory. it is unlikely that putin will need to change the most faithful and loyal ally, uh, this did not happen last year either. putin also perfectly understands that lukashenko is probably the only person on the territory of belarus who will zealously protect the interests of russia, any change can lead to some unforesee

david salinas, junior. his father dave and a mother ellen, brothers aiden, steven and brendan join us now to honor his memorying here. i can't imagine. before we get into david, because that's what i want to focus on here, a hero to be remembered, anything more that you know about what happened, training accident, black hawks at night, is a that what you know so far from the army. >> yes, training at night, night vision goggles, two had helicopters. >> accident. >> it was an accident. >> tell us about david, 23-year-old flight paramedic, right? grew up in new jersey. mom, why don't i start with you. >> oh, he was so funny. he was funny. he was a good kid. not always good but was a good kid. he was very loyal. he was scuba certified. he was so proud of that. [laughter] >> he was so proud of that. an eagle scout. a soldier, paramedic, flight medic but most of all he was just my son, our son, and a brother. >> david, why did he join the army? >> he wanted to for a long time. he always wanted to serve. eagle scout's all service. he worked with special needs groups. that was the ultimate way to serve is the milit

david starkey and the former labour mp, steven pound . this labour mp, steven pound.ry from telford, the previous one from rotherham , is so one from rotherham, is so terrible that one cannot believe that the state has failed in its primary object of keeping people safe , maintaining law and order. safe, maintaining law and order. stephen you know how difficult it's been for our champion in rotherham . why has there been so rotherham. why has there been so much institutional objection to investing this level of criminality? i think the standard response on these occasions is to say that this is not purely a south asian grooming gang issue , but the grooming gang issue, but the reality is you cannot divorce this particular horror, this nightmare . this thing is, in nightmare. this thing is, in some ways, it's almost worse than for a child to be than death for a child to be broken in this particular way. you it the you cannot divorce it from the ethnicity majority of the ethnicity of the majority of the perpetrators. mentioned perpetrators. you mentioned sarah mp for sa

stevens, former republican political consultants and senior political correspondent and anchor abby phillip, cnn contributor and biden biographer evan osnos, and on the phone. cnn senior political commentator david axelrod, a former senior adviser of president obama. evan, what do you know about how this decision process has been unfolding? well they've been working on it quietly behind the scenes for a long time. some of the people that the president trusts most. this has been a pretty major sideline for them. you know, this doesn't come obviously as a shock he's been saying, signaling in every possible way that he intended to run. and what you saw was him taking his time with it. partly that's his nature. you know he doesn't rush into decisions. but there was also an element going on here that this adviser said there is no reason for us to race out of the gates here because, after all, he was sort of in the office of the presidency. you get a pretty big dividend. are getting as much attention as you want. meanwhile, on the other side of the aisle he's watching the beginning of a pretty tough primary fight for the gop. he's sort of letting that play out, letting that occupy a better the a bit o

david, this is gb news, wbo-s .— welcome back. you're watching and listening to breakfast with steven and ellie.eah. all stood around- that. it's just dead ordinary. yeah. all stood around her, gathered around and it gathered around the sofa and it just makes you miss her so very much. doesn't it? when you much. doesn't it? only when you see lovely photographs like that natural photos and you natural family photos and you realise what. what a loss. really. she was so loved. and little louis aslef got a soft spot for him. you can see him over right hand side of over in the right hand side of that you're getting that picture. if you're getting your like your shorts out, just like david hamilton has been brace hamilton has been doing, brace yourselves, because it might be nice and warm today, maybe even tomorrow. but nice and warm today, maybe even tomorrow . but it's nice and warm today, maybe even tomorrow. but it's going to tomo— tomorrow. but it's going to dome to— but it's going to we're going to have an arctic btost— we're going to have an arctic btost .— we're going to have an arctic btost .