ç >> we're joined by paul miller and david weiss., when treasury secretary geithner testifies today, i'm wondering if he will be asked whether or not we've finally gotten to the point where enough measures have been put into place that a big bank could fail. what was the problem we knew after lehman brothers? all this counter party risk, we didn't know who had it, to what degree, to what size. now all of that stuff will be traded on a platform where we can see it. have we gotten to the point where we can get some of these big guys fail if they need to? >> i think we tried the big bank failure issue and i don't think the market likes it one bit. >> even if conditions have changed? >> even if conditions have changed. i think what you got now, especially these s-cap banks, the top 19 banks that have been blessed by the government. even if conditions get better, i still don't think they will fail any of these institutions. they're not going to walk down that path they took with bear and lehman brothers. too many people ran from the marke