welcome david zahn. david, great to have you on the program. the polls are split. markets are not pure to do we believe? david: the polls are telling us it is going to be finely balanced. markets will move aggressively, where as if we have a remain, i don't think much will happen. maybe have a slight relief rally. -- ifne: it seems people we look at the wider implications, we are expecting more volatility on friday no matter which side of the argument wins. david: it comes down to how close the vote is. it is clear that if it is rain -- it is remain or brexit, it gives politicians and guidance. if it is finally balance, you can get into a lot of desk finely balanced -- finally balance, you can get into a lot of discussion over turmoil. francine: would you assume that people are hedged? -- wouldn't you assume that people are hedged? david: i don't think people are as hedged as one might think. we are not going to leave, i think there will not be as much of a relief rally as people are anticipating. francine: what happens to the pound the day after brexit? david: the