joining us today david zervos is with us. great to see you we spoke last week it sounded like you had spent some time talking some clients off the ledge. does that get any easier today >> yeah, carl, it does a 3% up move feels a little better, although we had a pretty rough ending to the week it's not all clear by any means. the big story was really financial instability between the bank of england, between the rumors about, you know, credit suisse, and i think the continuation of this whole story of central banks trying to kind of deal with financial stability issues and at the same time deal with inflation it's got a lot of clients very confused and rightly so. i do think they're going to separate that out. and i think at the end of the day, there's more silver linings here than not. >> yeah, we've seen fed funds come off of their highs, you know, looking at 44 now for march. two-year got within seven basis points of 4 today. do you think we have seen the peak in some yields? >> you know, i think we're pretty close to it, c