here's how david zuniga, the owner of photo to request that remembers it. any good. there we go. there may have you on the line. what can i say? tears were running down my face when i saw my company and all my savings. what worried me was weird to get money to recover and be able to start and by televisions and supplies that we're talking about $500000.00 piece or the consumer . the way i don't know if they're going to get into any type of david's midsize hotel is currently being rebuilt. this property was not insured, but he managed to get some coverage through his bank. cost was a big factor, why he decided against insurance. but why can it be so expensive? and the global insurance industry is worth the 6 trillions west dollars more than japan's g d p. and is one of the biggest industrial in the world. what it essentially does is take risks on your behalf. you band insurance company monthly premium that is calculated based on the potential risk of a disaster, like a fire or flood. the higher the risk, the higher the premiums. and in such cases they cover the damage you incurred