administrative fees, at a five-point 3% decrease in the self-funded total cost rates for the delta care u.s.afully insured dental h.m.o. for active employees and retirees, no change in those rates. for the united healthcare interdental united healthcare interdental h.m.o. plan, a three % increase for active employees, no change in rates for retirees. for the delta dental retiree p.t.o., no change in rates. as he mentioned before, a recommended plan design change on our rate neutral basis that would increase certain aspects of the p.t.o. network benefits in return for an increase in the individual deductible for certain elements of the dental plan, which i will talk about in detail later. we also found it would be helpful, as we discuss these recommendations, to understand what the distribution of populations are for both active employees and for retirees. so on slide three, just for background, you see the current number of employees and retirees in each plan aced on information that was presented by the demographic report in february. so i will move to page 5. if you recall, you know, this b