with delta dental active ppo plan. we had a fairly large stabilization balance on this plan for a number of years and if you flip to page 26, you see the history that stabilization balance built-up, and the fact starting in 2020, really reflective at that point in time of much lower utilization due to the pandemic that there was a shift to exempt the policy or amend the policy on one time basis and amortize more then 2/3 oof the policy. that is in place every year either 1/2 or 2/3 since 2020. the goal here is to try to eventually get to a point to return to per policy. that has always been what we tried to achieve on this plan. thankfully we are starting to see higher level of utilization of preventive care, which is outstanding. we were more peep in the plan accessing preventive dental service and it also means with that claims go up a little bit. my hope is this becomes the last year where i come to you requesting an amendment one time of the policy in order to do anything other then the 1/3 per policy amortization.

what they froze your locals, then as adults to actually let me know 3, the color functions starts delta dental to jump to in. the middle of took that 1st and then we'll go into the whole thing to a buick up a phone pretty quick. just andre just dialed the kind of stuff to do a little way. it's christie and shelf. more so anyway, she does read your message across the gym for them. postpone? yeah. window goes to january 29th. there's somebody else just on the phone. there's one now. the other one will experience the one control. one or 2 is the one. sure new portfolio deputy. yes. hold on puzzle, which is the dope don't like the scope of the check. well, constant engine, los angeles, and i was making him a surprise soon. a taco ship will head to the ice s. it's a chance to deliver some gift certificate. that is the focus for the kilogram force through some purpose. so could you compare with me this concerns a bit, so just call us indicating what day of who wish to go with it on some of somebody else. it yup. fitness and please match the with book and get the middle. i will have him agree. yes. c

the we need you to put in the cobra with delta dental. how much i think. what i need was may of you been a update for them to know that that contribution to environmental protection is only a drop in the bucket. but still they like to set an example with their actions. they haven't always found support outside the ministry. but these not determined to bring down the barriers. this alone constrains the women of the pool. we have vicki a lot of feelings. a lot of things that nuns were not allowed to do from doing must dance to dream, docking the dance to doing up there. like leading the affairs in the temple that was like on unusual things. and there were a lot of people from outside who would just go to sizing because they, as they had a very, like, always thinking off and then just sitting on the question and maybe didn't put the group number, sitting on a cushion meditating is not enough. and obviously she already has big plans or future do the uh you're paying for the who, the new stuff and the need to do with that said no to, to reduce the piece would y

so thumb through delta dental, so pools conditions, personal actual exist, there's less to finish it because it happened and it was 0 and it's just a little pulled up for us. so for oh, queen scripts that allowed deal was none of but didn't understand the police and officer to the he will spears and this full bulk, the well jelly will cause when i come watch the last on. so there isn't any, was the show which this is approving to sit on the phone. hold on, so the so it now for us. cool. so this was us moving. you will get all of them and you're going and we'll go and somebody else to show accomplishing the come back. if i did a single see this book? i'm with the same thing. you or you put me on the spot, all of them. there's also there's got water one or 2 beds, source 3, but also the imaginary loss i need was cards. so what apply male 0. yeah. for the it's a do it right in the middle of the initial model on the phone for specials here. so i'm a little bush full screen more. she will last little commercial go with the field for much less, you know, because each go for the whole conce

so for the delta dental, so to start from there. so just let me i think if the 200 dollar neighbors cellphone good, it's nice to see when you might just click that. i got the results, people screw the, the the man and the board was started, the shorter the preferred you, for example, serviceable come in or start to sort of over stuff that because searching your much so just to go to brands the, the profusely report on products to those me see are coming to the, to the new system, not stover. to finish the i just wanted to go to the products and do 300 to me mr. shane, you may have someone who is very serious just provide you with who might interesting when he related. so i've set up and we see missed to spend a minute. let's just schedule on both cost. but again, i'll put almost at the but the questionnaire space talking about is not the use of process. i just, i think interest with ups enough go on like smart enough. there's only one way or vision to choose. and as you, on the 8th day, i was not for them or across from here for the

so from the delta dental, so tools conditional, structural easiest thing is last pregnancy coverage was 0, and this will improve the premium for you. oh, queens, cuz that allowed zillow was and then the uh, probably the semester. so he will throw this full both the locals. when i come back to see what was left on the bus, which the physical thing to sit on hold on. so they show it now for school specials season. you will get all of them in his owen and we'll just following up with the real special accomplishing the come about, the single says come on destiny. the new or you mean on the spot? all of these also the water required to choose lab and will beds, source 3 bar special losses imagined in las amigos cards. so what's the appointment? yeah, for the 350 right in the middle of the initial mobile on the phone system here. so my cousin, beautiful full screen more. she little last little commercial a goes with the former luncheon up. i need to go for the whole consecutive appointments. this what i am, i'm not sure she needs assistance . i was going to experience a whole bunch of the con

and also for delta dental is by the us is very immediate reports. say that this step is linked to the negotiations right now, are going on in cairo regarding to push the ability to reach for the supply agreements with most of the east bed within the coming days. but also with the ministry on the ground is waiting for the, the, the mission and decision from the is really a political leadership regarding expands and of the operations endeavored by the roof off where the is really military did not operate in since the beginning of the conflict ok to are compromise in bringing the latest that from the ground in gaza. thanks very much tag. let's pick this up now without is there a senior political analyst along the shower joins us here in the studio at law. and so we've got is ro, withdrawing most of its troops from the southern area of garza, the us, the same is likely just the case of west i'm re fits. would you agree with that assessment? it's one of the explanations for sure. i mean, over the past 6 months stays there, it is, did bring divisions out

delta dental veteran general click. this is a love that invest edition of diversity. and secularism has come under attack since prime minister imo the and is b j b came to bob if more the easily elected for the thought um, what can we expect on that front? smooth village. i'm tell you what i'm looking at. i'll tell you what the opposition has this thing, the opposition leaders have been saying that if the b b comes back to bob before that, um, it would be the end of democracy. no, it would be the end of 10 years. secular democratic credentials. i'm not sure how many people would agree with that and actually the uh, the 2 results will be a testimony to that. the feature being 2090 you had a whole shuttle hold of 37 percent. so that means more than 37 percent of him does photos of treatment of each of these perspective. now these directions that we do have to take it takes about 50 percent, remains to be seen. how many people are you with the opposition space and how many was a visual inspection? but as not, i'm seeing a san ramon off uh, support on uh of course the hyb

but we all participate in the lowest fee, but this presidents, prime ministers, notifying the delta dental and the highest level. and we, sorry, i missed that, you know, but i still, i'm still based on here. borderline say in the area is not always do you on the 9th, it was 1999, a voltage. so those are things that a glass bottle. i do need those as daughter to be using you and with the dominant tractors completed each screw, declutter suspended interest said that this was a political declaration of a political come make amends officers or police. did you find the most? i thought the secretaries from the emphasis basically give us, but could you publish it? so opponent does that as well. the thing was that if you cannot fulfill your company's actions, um, maybe we can, you call defiance image of what is why this declaration with a single revision. we will have a treaty on european centers the legally binding unit each they does know she'd go to, to visit us legally binding. if you had 2 absences can be obtained, only comes when they talk to you about this. and what about always the, you si

but i find that i'll let say me today for these children are being examined by concerned local delta dental now started the seizures, and now he's constantly drooling where he's worried. there may be a common spread time that conditions together. it is by then by the end, how long some patients have symptoms that suggest poisoning of i'm. i'm very concerned because i also have a young child and we all know that mercury poisoning has terrible repercussions and there was no cure then in the air. how many were you exposed to lots of mercury before she was born? that i'm clear? yes. e. and what is the season started when she was one lady down the going panata, she's also deaf. what's the last nessie that the plus why i'm worried about not jury somebody because you hear a lot about. it's the fact that the medical people out by get the exposure to mercury controls irresistible and even fateful ha on this as well documented his previous major disasters serving his stuck reminders of the risks it poses. this child of 6 is an even more severe case. she is incapable of expressing herself and barely r

local delta dental now started with seizures, and now he's constantly drooling where he's worried. there may be a common thread time that conditions together. it is by then by the end, how long some patients have symptoms that suggest poisoning of my mind. ma'am, i'm very concerned because i also have a young child and i say that we all know that mercury poisoning has terrible repercussions and there is no cure. none of the more about them there. were you exposed to lots of mercury before she was born data? medically? yes. e, and what does the season started when she was one lady down the going from nevada. she's also deaf west. so i see that the plus why i'm worried about not jury somebody because you hear a lot about it to the fact that the medical people off i get to exposure to match. we can close it with us, the pool and even faithful. ha. on this as well documented was previous major disasters, so everything is stuck reminded as of the risks it poses. this child of 6 is an even more severe case she is incapable of expressing herself and barely reacts to light. naturally, pois