, we talked about this and more with the deputy president, chairman of the board of vtb bank, denis bortnikovvich, hello, we are meeting with you in kaliningrad at one of the iconic points, the museum of the world ocean, and here you are on a working trip as part of which... tell us about vtb’s new strategy for the development of small medium-sized businesses, tell us the results of vtb completed 23 years in this segment and how do you assess the bank’s position in this market? first of all, we completed the previous strategy perfectly, as i would probably rate it, the growth in our business was more than 2 and a half times, we have grown compared to the eighteenth year, our loan portfolio has grown to the level. the passive portfolio amounted to 3.6 trillion rubles, this is a fairly serious indicator, we participate in all government programs that were launched during the pandemic, some of them, of course, ceased to exist because they achieved their goals, and other programs that are aimed at developing precisely the segment with which we work... these programs continue to work, we take an a