. >> good afternoon, denise rodriguez with kaiser permanente. last time, i stood before you and you had many questions about the transportation benefit we're adding january 1. i wanted to come back with more information. we were remiss in not providing an upsooner. so a -- update sooner than now. so my apologies. what i would do is start with defining the benefit. commissioner scott asked what are we paying for. i want to explain the exclusions and what caused the exclusion of a particular benefit and what our plan is moving forward. the benefit -- and i also want to emphasize that the rates that you're charged for the benefit does not include the excluded benefit. i'll walk through that. so the benefit, if we cover up to 24 one-way trips -- i just woke up with a scratchy throat, so i'm sorry if i'm not clear. we cover up to 24 one-way trips, 50 miles per trip per calendar year. it's for nonmedical transportation. there is a few conditions that need to be met. need to be going to a appointment for a covered benefit in the evidence of coverage of