>> dennis crewder active -- kruger. today is a good day. i learned something. any day you learn something is a good day. still trying to give our members the best, if we can. i was wondering if there is a possibility now that we removed laser surgery that we could set up or some kind of a fee schedule could be set into the policy to people who want to elect to get higher lenses where seeing how under traditional surgery they also can be inserted into your eyes, that if there is a schedule if somebody wants to spend more money to get a better lens or as abbey said the best distance lens and correct for just reading or the bifocal lens or any of these other ones if there is a possibility to put that in there as a schedule where members elect to go for that benefit it can be cost shared with the insurance companies. thank you. >> i will let the director respond to that. >> mitchell, would you advance the slide that was on there before. >> retiree and protect our benefits member. i want to clarify something because my information may not have been accurate, but on