joining me now dennis kelleher and felix salmon. felix, let me begin with you.are so quickly pointing the finger at each other? what ever happened to loyalty to your co-conspirators. >> i'm not really sure where the concept of honors among thieves came from, but it certainly didn't come from the banking industry. once criminal charges are talked about people get scared quickly. what they do is circle the wagons around the ceo and senior officers. then they start looking down to see who they can start throwing overboard. it's not surprising that that's happening, and it's not surprising that they're not working with each other. we could enough this scandal move this scandal along if we could find prosecutors. i think that would help focus the minds of those in the executive suites of these banks. >> eliot: it does focus the mind. i had this same thing happen back in '02 when we were prosecuting the analyst cases merrill lynch's lawyers in my office. after ten minutes, they said eliot, you are right. everything you're alleging is what we did, but we're not as bad