>> dennis krueger, active and retired firefighters. i was under the impression this year they were going to offer a 2-tier plan. they had discussed it before, but i see nothing in this proposal that accounts for that. >> thank you. that's a good question. the system can now handle it. it will just take us about 6 months of work to rebuild the system to be able to administer this. so currently, the vision benefit and the medical benefit are being administered together. the eligibility files are combined and the programming is combined. to split that out it will be a much bigger effort than we initially understood. it is in interest of ours to do that. we have clean up with the basic administration that we are working on and we are hoping to still bring that offer in the future. at this point i can't tell you exactly when it maybe for 15, it maybe for 16. >> so there is still a possibility it be offered in 15, but most likely later on. >> i'm sorry, open enrollment 15, but plan year 16. >> thank you. >> any other public comment? all righ