host: let's get a response from derek kravitz. guest: so you have hamp which is loan modification and modification is supposed to be a tougher program in that it changes your loan. you can possibly get principal forgiveness, which reduces your underlying mortgage amount. hamp and harp have both had issues with getting people signed up and converted correctly. but a lot of folks that are pushed into hamp have been finding difficulty and understanding what their new payments are. and getting the appropriate paperwork from their lender. so it is an issue of when and where they can find this a corporate point of contact. with the consumer financial protection bureau, one of the things they are doing is even though the rules have not gone into place until 2013, they do provide an on-site hotline, plao provide an on-site hot line, if you will. for a lot of people, that does not do a lot. you called, and they do not have the appropriate paperwork, you are left hanging. until the government finds a good way to reach those people and be ab

. >>> on tomorrow morning's "washington journal," associated press economics writer derek kravitz, consumer protection rules for the mortgage services industry. sean spicer and brad wood house of the national committee discuss rick santorum's withdrawal from the presidential race and what issues are most important in this year's campaign. after that, our spotlight on magazine series continues with military analyst bing west, looking at his recent article on afghanistan. plus your e-mails, phone calls and tweets. "washington journal" live tomorrow at 7:00 a.m. eastern on c-span. >>> just over 30 years ago, sandra day o'connor became the first woman appointed to the u.s. supreme court. tomorrow the former justice takes part in a discussion looking at her career. she'll be joined by ruth bader ginsburg, sonya soda mayor, and elena kagan. the events hosted by the supreme court historical society and the freedom forum live at 6:30 p.m. eastern on c-span2. also tomorrow, live coverage of the indiana senate republican primary debate between senator richard lugar and challenger richard murdoch who

coming up this hour, we will talk with derek kravitz

[applause] >> tomorrow morning, associated press economics writer derek kravitz. republican national committee and brad one house of the democratic national committee santorum.rex santorum'ick after that, a spotlight on magazine series continues with military analyst bing west. plus, your e-mails, phone calls and tweets. "washington journal", live tomorrow at 7:00 a.m. eastern on c-span. >> president obama was in florida pushing for changes to the u.s. tax code. the president talked about the buffet rule named after warren buffett which would require americans earning more than $1 million annually to pay 30% of their income and taxes. next week, the senate will vote on legislation regarding the proposal. he spoke at 40 minutes at florida atlantic university. [applause] >> thank you! how is everybody doing today? well, it is great to be back in florida. it is great to be back in boca. great to be here at the home of the fighting owls. i want to, first of all, thank ayden not only for leading us in the pledge of allegiance, but also giving me great details about the