i hope you can stay after the meeting to join us for some cake in honor of john paul scott and derek zarda. >> that put a smile on my face. item 15, adjourn. thank you for coming. see you at the next meeting in january. [ meeting is adjourned ] >> >> >> everyone deserves a bank account. in san francisco, anyone can have a bank account, things to an innovative program, bank on s.f. >> everyone is welcome, even if you are not a citizen or have bad credit to qualify for a bank account is simple. just live or work in san francisco and have a form of id. >> we started bank on s.f. six years ago to reach out to folks in the city who do not have a bank account. we wanted to make sure they know they have options which should be more low-cost, more successful to them and using chat catchers. >> check cashing stores can be found all over the city, but they're convenient locations come with a hidden price. >> these are big. >> i remember coming in to collect -- charged a fee to collect a monogram. >> people who use check catchers, particularly those who use them to cash their paychecks all year long,