joining me now, aaron gibbs, and derrel crocs.e of this, aaron, looking at market today, they are tentative. a lot of headlines to grapple with, what about next week and the end of the quarter? >> i think for q3, you know we're 2 or 3 weeks out, we have a same story, somewhat of a decline in earnings, energy is holding back. we see potential for healthcare. liz: durrell. where do you fall on this one. you head up wells fargo retirement accounts, how do you, just the portfolios. >> actually, it is really important i think as you look at reaction today, as janet yellen walked back from her comments from the press conference the other day, you get the reaction that week expected, strength in financials. a stronger dollar, a steeping of the yield curve. we think as you move through fourth quarter to next year that equity rallies, we would still want be to over exposed to more cyclical sectors of the market like technology, and industrials today. liz: okay so you believe we have that opportunity for strength and equities it is better t