scott? >> okay, diana. thanks so much. let's bring in someone who knows what home buyers want.ottie herman is the president and ceo of douglas, largest brokerage firm in new york and fourth ranked real estate company in the united states. dottie, it's great to have you here. thank you for coming by. >> great to be here. >> you heard diana's report. supply and demand is the issue in housing. >> universally across the country there's a limited supply. that's keeping buyers on their toes as multiple offers. on top of the limited supply you still have low interest rates but very tight credit. with the new qm rules, you are seeing even a little bit tighter credit than you even saw last year. the economy, you know, is good. the demand is there. and renters, the reason people are building rental units, 20 or 30 of the biggest cities it's cheaper to buy than rent. >> we're really putting this conversation forward as what's best for folks right now in terms of where their money is going to work best, in terms of trades, investing. if you have a house you're trying to sell, a house you w