gary koenig is vice president of economic and consumer security at the aarp public policy institute. dianeakley is executive director of the national institute of retirement security, and eric rodriguez is vice president of the office of research advocacy and legislation at the national council of la raza. thank you so much for being with us today. >> thank you. >> so, eric rodriguez, i'd like to start with you. there's a lot of discussion about the coming retirement crisis, but too often the related policy discussion seems to be missing. how do we get more attention for the economic struggles of older americans that takes into account the growing inadequacy of families' retirement savings? >> well, it's a good question. you know, in the time that i've been here in washington, 20-plus years, i've seen the debate around retirement security issues really change and develop over that time. you used to be able to secure, you know, improvements in retirement savings in a couple of ways. one was with a strong coalition of business, seniors' organizations and, certainly, labor pushing through cha