diane? >> we'll have the answer by the end of next month? >> mid-january. >> thank you, brian ross>>> now we move onto the rocket ride on wall street today, a staggering surge for a lot of american retirement funds. the dow jones closed up nearly 300 points because of what ben bernanke revealed about the strength of the american economy. what does it mean for your car loans, mortgage, credit cards. abc's chief business correspondent rebecca jarvis outside the federal reserve for us right now. >> reporter: diane, it means good things for all of those things. let me explain the biggest take away from the announcement here today. the federal reserve believes the economy is improving. they're taking away some of the stimulus that they've been pumping into the economy month to month but they're still leaving enough stimulus there so as not to spook the stock market. they believe the unemployment rate which is 7% right now could drop as low as 6.3% but they're going to be keeping interest rates low and that means positive news for your mortgage. if you would like to buy a new home, for c