congress hasn't done diddley squat so we have to go to the courts and that's what chuck cooper is doing on behalf of a group of payday lenders. and it's in district court here in washington, dc, and it's going forward on due process grounds. i have a law school question for you. >> guest: uh-oh. i haven't done the reading yet. just like what my students say. >> host: well, guess what industry is not included on the bad boy list? marijuana. my gosh. you would have thought, since it's against federal law, and it's not only not included on the list, but the obama treasury department in 2014 issued guidance to enhance financial services for marijuana growers and sellers. you can't make this up. so, wouldn't it -- equal protection. >> guest: does show the abuse of prosecutorial direction. the obama administration is not enforcing federal law prohibiting marijuana in some states like california and colorado now, where those states have, by state law, said that marijuana usage is medicinally okay or recreationally okay but the federal law doesn't create an exception like this. this admission a