do we make that differentlyiation? these are the less complicated banks out there. >> 100%. that's what i am alluding to. how do they make money? they will be pressured on the best mechanisms that they have to make profits. you obviously have to say okay, this is a concern for everybody who makes money that way and everybody is in conventional lines of banking and they will be better bets. you will see a natural migration of risk assets from one type to another. it's not likely to sit there and say we should be allowed to do this business and here's why. it's hard for them to make that. >> to your point, it was by 10:30 in the morning when jpmorgan was making new lows. wells fargo was the largest and it doesn't have the same issues that big money would have. >> to that point, jamie diamond said what they did would not have violated the rule. i don't know how any regulation speaks to regulation and said that jpmorgan is like goldman sachs. >> sounds like you would be willing to take a flyer. >> it's a great stock. i would actually sell put spreads because implied volatility i