neighbor developing divisadero. despite my button, i'm a very reasonable person and i'm not here to be a nimby but here to be a yimby. put that right there if i may. i'm here to say yes to vibrant, unique neighborhoods. i'm here to say yes to local businesses. i'm here to say yes to community input. i'm here to say yes to adding financial services to formula retail. and i'm here to say yes to really cheap market research. hear me out, guys. this is $2,500 people pay continue gets the community to come in and say whether this is necessary or desirable. if you have a big bank that wants to move into a neighborhood, that this is very cheap market analysis, so you can say whether or not it's actually wanted. so i want that to be really recognized. i also want to address your -- the issue that's you brought up to scott, so pending permits i think should be grandfathered in, first of all, because if this issue is so important to neighborhoods like julie, who's going to speak, there's a chase wanting to move in at 14th and