the truth gets out there and there's lloyd's wanting me to say or by the way fred blogs and you're a dobro office is this my going to do that of course no it's the whistle blows that can change everything in this country in defense of the regulators they say they have and they would have as many resources have been some criticism ever paul more whistleblowers on this show every three years ago is big allegations about all of it is that regulators need the same order to the companies because they knew more about the situation because they worked in those companies what do you make of that argument you've got the four big companies the four big orders the companies that every single time one of these banks is will have an independent review they use their auditor there is no independence so the independent griggs review the law it's brought in to look at the victims claims it's an independent they they hired to query they pay grades they tell greig's how much money they think they can get away with and greeks get a rubber stamp out there's nothing independent about it i mean it goes back to