tonight, the high stakes for donna roberts.imms.ry >> now traffic pulse 11 and insta-weather plus together. >> good morning. sarah caldwell checking on your morning commute. a tough ride out there because of the fog. we have an accident northbound on 295. another one in parkville. delays on southbound 95 down to the beltway. tapping the brakes on the north side and the west side." jarrettsville pike remains close in both directions in phoenix. take manner road as your alternate. harrisburg expressway is so for cooperating. we start in parkton. it looks like we're starting to see brake lights. southbound traffic is beginning to back down. this is the b-w parkway were meets up with the beltway. fog is an issue there as well. leave early this morning. 295 seeing delays down to west nursery road. that is the latest on traffic pulse 11. now we check in live again with ava marie. she is that the catacombs. you're being very brave. >> we are live in the westminster hall catacombs. edgar allan poe is buried outside. there is a misconce

. -- don not roberts made it clear -- donna roberts. she is on disability.she needed help to keep your home. she was making the payments. her home was in jeopardy again. >> i want my life back. it has turned into total chaos. >> the bank increased her payments by more than 1% saying she has not been paying enough. tonight, the high stakes for donna roberts. barry simms reporting. >> 5:26. 50 degrees on tv hill. joe paterno and the penn state president were fired. >> how to make sure your file does not fall victim to child sex abuse. >> another gop matchup in a motor city. did the candidates stick to the issues? >> there is a lot of fog this morning. we will check the forecast going into the weekend. >> we have several accidents. one in severna park >> live, local, late-breaking, this is wbal-tv 11 news today. >> good morning, everybody. welcome back to 11 news today. i'm stan stovall. >> and i'm mindy basara. thank you for joining us this morning. there is fog out there disporting. queen anne's county public schools, 90 minute delay. >> the fog is more wides

. >> donna roberts made it very clear she does not like discussing her personal business. she only turned to the i-team because she felt other options were gone. >> she is on disability, the result of surgeries and nerve damage. she knew she needed help to keep her home. she got a loan modification and was making the payments. one year later came devastating news, her home was in jeopardy again. >> i want my life back and it has turned into total chaos. >> the bank hiked her payments by more than 100% claiming she had not been paying enough. how could that happen? >> tonight, the bank's response and dollars some hope -- and the risks some homeowners still face even after they have pursued a fix. >> stay with us. more news on 11 news at 6:00 p.m. >> after a major flood in last night's presidential debate, gop contender rick perry is trying to mitigate the damage. >> we try to darkened -- to live in a dark mood with cleveland browns humor. it works. it works. >> a cold the best place for a vacation is mississippi. you mean louisiana. florida's where folk's want to be. alabam

. >> although comfortable in her kitchen, donna roberts find it distressing to talk about her home and which is doing to save it appeared >> i am not looking to be put on television and i am not looking for attention appeared >> she has agreed to share her fight. she qualified for and received a loan modification. but she remains in serious jeopardy of foreclosure. >> this has been a nightmare. >> she had $180,000 conventional loan from suntrust bank. as she became ill and could not work. on disability and with mounting medical expenses, she exhausted most of her retirement payments. she worried this could not pay her mortgage . >> our stead come along with the rest of her country -- as she saw a public a service account -- she saw a public- service announcement. it helps homeowners in trouble. she was connected to a group that helped her get the modification. but now she is extremely perplexed. >> i want my life back and it has turned into total chaos. >> her mortgage payments had been about $1,500 per month. she paid $513 per month. four months later, when the modification became fin

. >> although comfortable in her kitchen,donna roberts distressing to talk about her, and what she is doing to save it. >> i am not looking for a tension pierre >> she agreed to share her fight like other maryland homeowners. she qualified for and received a law modification. she remained in serious jeopardy of a foreclosure. >> this has been an absolute nightmare. >> she had a 180,000 conventional loan from suntrust bank. on disability and with mounting medical expenses, she exhausted most of her retirement savings. she worried that some should not be able to pay her mortgage. >> our state law with the rest of the country -- >> and she saw a announcement for maryland hope. the hot lunch, she was connected to a nonprofit group called home partnership. a counselor helped her get the modification. now she is extremely perplexed. >> i want my life back. it has turned into total chaos. >> her mortgage had been $1,400 a month. under the modification, she paid $513 a month. four months later when it became final, the monthly payment was even lower -- $388. >> is signed, stamped, and sealed

robert mcfarland and others. let's talk about this and more are our cnn political contributors, donna brazile and david frum.w a lot of these guys. >> i do know a lot of them. i was able to talk to some just before the debate. it certainly represents the hawkish side of the republican party. what is as important as the personalities on the team though are the way a candidate assembles and uses his team. sometimes, these teams are very powerful as they were for example with john carey in 2004. sometimes, the president becomes his own adviser and the team, they kind of have a frustrating experience. >> i suspect newt gingrich is his own adviser. he'll have some senior advisers there. >> a lot of return to bigone era including one of dick cheney's advisers on middle east policy. it tells you that newt gingrich, if elected, will purr see a very tough military policy. >> he's got a lot of these advising him as well. >> and mitt romney has a very orderly process. a lot of different circles. rapt tors who report. >> explain to our viewers what that means. i know what you mean, but most of our viewers don't have a c