is, dostion to you today you trust wall street? call us and let us know what you think. republicans call (202) 585-3881. democrats can join in on (202) 585-3880. independents can call (202) 585-3882. we will be joined by the washington post white house offer us moreto perspective on the state of the financial system, four years after congress passed the dodd frank act. media. join us on social facebookvia twitter, or send us an e-mail. morning to you. i want to start by having you explain exactly what the goals of the dodd frank act were. caller: it passed in 2010 as a response to the financial crisis that nearly brought down the u.s. economy before the federal reserve could save it. they try to learn the lessons of that crisis. it includes a whole host of new regulations on wall street. risk-taking by banks and consumers. fail, keep the system operating without having to bail out banks with taxpayer money. host: those are some big goals there. how much progress have we made? we definitely have made a significant amount of progress eared there remains a lot to be done. i