dr. gingrey, and i will yield back to you for our further discussion. mr. gingrey: mr. speaker, i thank the gentleman for his contribution and for being with us this evening. i've realized there are conflicting things going on on capitol hill this evening, very important things, but i really appreciate dr. broun being with us and i know that we have also been joined by another member of the doctors caucus, that's our good friend and new member, freshman member, from the great, great state of new york, where my daughter and seasonal reside and -- son-in-law reside and ms. buerkle is a registered nurse by profession and certainly knows of what she speaks in regard to health care, representing the angels of mercy, if will you, and it gives me great pleasure to yield time to ann marie buerkle. she is concerned, mr. speaker, about the health insurance industry and the complexity of such and maybe even wants to discuss some ways that we can change and improve certainly -- improve, certainly improvement is called for and it doesn't have to be within a 2,400-page bill, as dr. b