dr. john thompson, he is the executive director of the d.c. office of aging. i want to give that number again. thank you both for being here. dr. thompson, what are some of the questions that you think people will be asking today? >> one important question is can they change their plan? it is very important. we're in an open enrollment period now. they have an opportunity of calling the phone number that you listed for them. for them to see if they have a better plan, they can lower their premium so they don't have to fall in the doughnut hole. the plan where it covers x amount of percentage of your plan and what goes over, somebody may not be able to cover that part. we want to be able to help those people to lower the premium. >> secretary lawler, there is a cutoff date. what is that date? >> they have to -- >> december 7th. >> that's important for them to know. >> december 7th this year is the cutoff date. >> the experts that are here can answer all types of questions. >> all types of questions. >> the number again is 202-432- 9045. the fact that we have mar