pat, i didn't know he was a doctor. >> dr. luntz, sure. >> dr. z. >> i was over in oxford when he was just a child. he was -- oxford. >> i remember him as an even younger child. but in any case, some democrats would say it's dr. frank enstei because of what he's produced here. they've rallied against it. >> they have stunned the republicans very well on this thing. i do think, look, as i heard dylan ratigan say, if jpmorgan chase is going down, we're not going to watch it sink. we'll come in and save it and maybe break it apart. >> it doesn't mean it's in the legislation. >>, no it doesn't. and let me say i think the president on the politics of this, no doubt he's in front of us, he's going to win it. he's got the republicans signing up. i thought he handled it well in his speech. it was clear and simple. i don't know the real nitty-gritty of the bill, whether it's going to be good or bad when you geet gete into the regulations and things like that, but clearly the president is on the right road. this is a winner for him. and i think his sort of