dr. rooi shower? >> you asked what would young generations should expect and the answer is less income in retirement years. future generations will run more risk with respect to disability, as well, payments they would get in disability and survivors. the need to divert more of their income into private pension plans, or 401(k)s or other retirement vehicles -- >> and you're saying they would need to do that why? >> if they wanted to maintain adequate incomes in retirement because social security payments would be less for them. >> how much less? >> as chuck explained and the chairman and others have mentioned, social security would be able to pay about three quarters of the benefits now promised. >> is that based on what age category? >> this would be an across the board for all existing beneficiaries and future beneficiaries starting after 2033. >> for the next hundred years? >> well, we don't go out that far. we go out through 2086. it stays roughly in that area. >> assuming the same number