dr. scott gottlieb's, practicing physician and former senior policy adviser for the senators from medicarend medicaid services. welcome to you both. we to have you here. i start with you since you are on set with me. are you surprised about this cutback? >> it surprises us it is an 8-9 percent cut. part of that is at 2 percent tax on health care programs as a result of obamacare. some of the rest is because medical costs have not grown as much as they expted. taking back some of the money. they're taking away the ability of plans to manage cuts by adjusting benefits. essentially the cuts are going to come out of the btom line. they can't do anything to try to adjust the plans to offset these cuts. gerri: what do you make of it? >> time to squeeze the medicare advantage plans. gerri: that was a program that was put in place by george w. bush. the president has never been a fan. to you. a small business owner. i'm sure you have friends who are on medicare advantage. yesterday we had news that insurers we going to face an additional tax to pay for obamacare. where is this all going to end? >>