dr. shirian, one of the policies that the central bank followed last year was to deal with non-performingto control and curb this liquidity . you will follow this policy in 2014. we continue , one of the axes of the economic policy was to strengthen the supervision and organization of the banking network. well , we have confirmed the banks last year, we dissolved three of the credit institutions that were actually unsustainable among the unhealthy credit institutions . for 1403 , we will continue this policy of organizing the banking network. we did it, so our banks are either included in the list of healthy banks or unhealthy banks. rehabilitation or unsound banks can be revived. alhamdulillah, a significant part of our banking system, even if they do not have good health conditions, are among the banks that can be revived. we have a revitalization program for these banks. we are continuously monitoring the revitalization program of the banks, both in the form of increasing their capital and in the form of collecting their claims, in the form of actually reducing the ratio of their non -