stegall -- dr. sieglrick santorum says health insurance should function like auto insurance, you don't turn it into the insurance, you pay it. should we not involve insurance at all? >> i've actually said the same in a different way, i like the comparison to auto insurance, i like the idea of saying hey, can't we pay for our own oil changes? because the problem is insurance is it's based on an overused principle the way we have it now, health insurance based on an old used principle and senator santorum is right to take that on. if you want enough money to pay for chemotherapy or the preventative services you can't use it up, and if you can go to the doctor any time you please, even if you're not sick, the worried well are constantly coming in to see me and they don't always need to and that costs a lot of money, but omabacare is downsizing things like health savings accounts which allow us or encourage us to pay out of pocket for what i call nonessential services and let's face it, if you have to pay for

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dr. mark siegle. you've got it covered in your book, right? >> let me take you back.of birds suddenly started infecting humans. over the next 14, 15 years, it's infected 600 and half of them have died. so people are very afraid of this virus going easily from human to human. one scientist says, wait a minute. maybe many more people were infected than that and we don't even know about t. maybe it's not as bad a virus as we think. scientists have tried to manipulate this virus over the past 14 years to get it so it could travel easily human to human. why would they do that? why would they create the next contagion movie in real life? the answer is that scientists need to understand how viruses work in order to prevent a pandemic from happening. they want to know what it would take. now, even if they get it so it could travel from you to me and all over the place, it's still no guarantee we'll actually happen. now there is a debate, should this be published in what if terrorists get it? anybody can use this. we're already afraid of bioterrorism. >> gretchen: so this repo