e. ddu encumbrance to the registry office. this is all aimed at improving the quality of construction. over 25 years, 60.5 million russians were able to improve their living conditions, and 13.5 million of them did this with the help of mortgages, including through preferential programs, mortgage lending in modern russia appeared in the late nineties. tried to issue kvazipotechnye loans for a year at an astronomical 36% yes, and in foreign currencies. many said that the mortgage in russia will not flow. this is not our tool, but we see that mortgages are in great demand, of course, affordable mortgages are very important. and for this, there must be low inflation. with low inflation , long-term interest rates become more stable. hmm uh. mortgage is a long loan in fact, the house of the russian federation from scratch created and standardized mortgages in russia notes in government. we did not have a mortgage almost completely today. we already have about 14 trillion. we see a mortgage portfolio. that is, this is already a larg

optimize costs by the developer allows you to quickly register the right of ownership, or the right to e, ddu office. this is all aimed at improving the quality of construction. housing conditions were able to 60.5 million. moreover, 13.5 million did this with the help of mortgages, including through preferential mortgage lending programs in modern russia, banks appeared in the late nineties. they tried to issue quasi-mortgage loans for a period of a year at an astronomical 36%, and even in foreign currencies. many said that mortgages in russia will not pour. this is not our tool, but we see that mortgages are in great demand, of course, affordable mortgages are very important. and for this, there must be low inflation. when inflation was low, interest rates on long-term loans became stable. mortgage long credit in fact, the house of the russian federation from scratch created from the standardized mortgage in russia notes the government. if we did not have a mortgage almost completely today. we already have about 14 trillion. we see them honorable briefcase. that is, this is already a large