the apple readings sent stock eaker. you can see the stock is down .2%.his company has twice increased its q 4 sales outlook. let's move to banking. r.b.s. is on track for its largest pretax loss after setting aside 3 billion pounds for legal and compensation claims. we know the legacy issues. the bonuses and capital are also on the agenda here. >> when you look through the roll call of additional charges, it moves on to that. jamie dime deon got a pay raise of 74%. -- jamie dimon got a pay raise of 74%. >> this is the team that is leading our organization and when you making the losses we're about to make, the team believes they should not accept the bonuses this year. >> this is probably one of the most socially politically contentious issues. for me what is interesting is when you go behind the bonus story, they are going to lobby for a 200% bonus and pay for some of the staff. it is the people at the top who are not excluded from receiving a bonus. have a look at this. the roll call which makes for interesting viewing. eler nielson will be -- -- peter

those that have eaker credit, they are paying the double digit interest rates and those rates are moreather than to move lower as the year unfolds. the money gets so expensive for people and it really adds up over time. also, this has been a horrible few years if you're trying to save money. if you have been lying on savings coming you have been penalized. mae that is about to change? >> saving accounts, money market, short-term cds, those deals are going to stay in the basement is here. that we could see so improvement on the longer maturity cds. particularly once we get to the second half of the year. in those fields are so low right now that any improvent we see will be pretty modest and not enough to make this compelling investment the fed is starting to send out short-term interest ratee. they. gerri: happy new year. still ahead, the wolf of wall street. now wall street wants to crack down on crooked stockbrokers. wait until you hear how to do it just by talking to a helmet. it grabbed the patient's reco before we even picked himp. it found out the doctor we needed was at st. anne