i wonder when you go to state farm or allstate or geico to get insurance the eckert is core and if eckert is worse negative they are going to charge more for your insurance to this and you a note in the mail telling you that you're going to pay more for the insurance? these are all very important questions the american public needs and indeed the current system facilitates the denial of employment to those that have bad debt. even results the denial of employment. the vicious cycle and has a good crestor can't get a job. and i wonder who is most likely to be effected especially in the economic times. extend unemployment compensation? what about the national debt? why have a way we could settle and limit competition. how about letting somebody get a job and in prove who they are without mysterious numbers coming out of a black box somebody nobody knows about it. that is a committee in this hearing. sick and so for this year's credit reports, eckert this course and impact on consumers we will look at reports, studies about the predictive nature of insurance court and traditional scores amon

everyone and i was amused but most men and women would resonate to her words including iraq moved eckertfear of flying she seemed to be celebrating casual free love with consequences but recently she was asked about the hook up culture and all of the wild things going on with promiscuous -- she said being able to have an orgasm of a man you don't love isn't liberation. >> guest: you will get a lot of opinions about that kind of thing. the bill is basically a revolutionary for what it has done for allowing women to live the lives they wanted to live to have the sexual experiences, the family experiences and the career opportunities and public life opportunities that they want. we have no evidence at all that the pill had anything to do with the sexual revolution. what we know is that it was important especially for married women in their early years to be able to control their fertility so they could determine what they wanted to do with their lives and fulfill their dream. that is what it was about. and those doctors who were involved in the early years who had these idealistic visions d

i wond when you go to state farm or allstate or geico to get insurance the eckert is core and if eckertworse negative they are going to charge more for your insurance to this and you a note in the mail telling you that you're going to pay more for the insurance? these are all very important questions the american public needs and indeed the current system facilitates the denial of employment to those that have bad debt. even results the denial of employment. the vicious cycle and has a good crestor can't get job. and i wonder who is most likely to be effected especially in the economic times. extend unemployment compensation? what about the national debt? why have a way we could settle and limit competition. how about letting somebody get a job and in prove who they are without mysterious numbers coming out of a black box somebody nobody knows about it. that is a committee in this hearing. sick and so for this year's credit reports, eckert this course and impact on consumers we will look at reports, studies about the predictive nature of insurance court and traditional scores among othe

they reached the target to the eckert will slim man in his 40's with a perfectly groomed vandyke beard. d. the cautious eye is since is that were always caulked he tried to ignore the noise and enjoy his dinner but soon he threw down his napkin and rose abruptly from the back chair. the man was dressed in a dark blue suit with a waistcoat and dingley father is a uniform of victorian gentleman from the homeland of england. but he walked quickly with the nervous energy of american trowing the attention of the dining room staff and some of the guests as he passed. by the time he left the dining room the cowboys had dismantled and were running dry gets through the hotel. you could hear them in the billiard hall where they were taking target practice with the indian relics and the displays of the are shooting at the tops on the private label liquor bottles on the sideboard. put up your guns, the englishman coalville striding into the room. heuvel are you, read john asked? my name is fred harvey, he replied. i run this place and i will not have any rowdies. if you don't feel like gentlemen y

inaudible] she said you have to talk loud because she can't hear you so i went and i put my lips to eckert years and i started screaming. midway she turned her head from me as if to say stop screaming, stop screaming. i can hear you. well, and listening to the many speakers extol the virtues and greatness of his dorothy, i sat their wondering does anybody know what she went through to get to where she was, and i thought the woman has no rivers, ancient of the world and older than the flow of human blood and human van. her sole deep like the reverse. [inaudible] she looked upon the model and raised the pyramids above it. when abe lincoln went down to new orleans she saw its muddy bosom turn all gold. ancient, dusty reverse. her sole grew deep like the rivers so she could tell you about them. she has shaken the water out of her lungs, has swam strength. [inaudible] deep, very deep. she has shaken the water, neil on the banks and kissed her ancestors of the dirt whose rich dark roots rose up, reached out, grabbed and pulled her gentle, strong and firm, carried her, made her cross rivers [inau

battle for the eight hour day that later the haymarket martyrs' torshavn that battle was fought by the eckert and workers. they were all german workers and now it's latino workers so there is a continuum what may first is to the international working class focused on the question of immigration workers' rights. so people talking about doing something me first go to the boston comments but i would encourage people to come out for the festivities. it is a day as we say in mexico not a day of fiesta but a day of struggle and a good day to get in touch with struggle that is everywhere in this world everyday, every minute of the day, the class format never goes away. we have to remember that. so, here's a situation. this year is the 100th anniversary of the mexican revolution. the 100th anniversary with the 200th anniversary of liberation from spain, the beginning of the revolution and struggle of war of liberation from spain. and it seems like the with the mexican political metabolism works is sifry hundred years on the tenth year of the century mexico explodes and social upheaval. 1810 was liber

how in the world can we stoput someone who is willing to blow up themselves and eckert others? you don't know when it is going to happen. who w people arnge out there ready to destroy us and there is the reason. itwould like to know why would anybody heard americans? america is stepping inus everybody's business trying to control other countries.why? people in the country called leggitt and when they call the service explaining to some step americans what they are the tir angry people of donner like white count people are angry abn with a retreat in the 60's and back in the 1920's. we need to stop this insurgent, those are all iraqis, pakistanis, afghanistan people. people over there, innocent people are getting killed by ou so-called rule. that is the reason the peopleir, are angry. >> guest: there is obviously a lot of anger. i think we have to recognize though the reason we are in afghanistan was becausehe afghanistan under the talibannk was a safe haven for al qaedabes and al qaeda in afghanistan mounted the attack on 9/11 thate killed over 3,000 americans and other citizen

have a katrina, when we have eight that happened in 2008 on the coast, we not only rebuild, we build eckert, more elaborate, more densely. but there's something to learn from what those folks did that in the 19th century. >> so most of the deaths from the 1856 hurricane were from drowning. >> almost all of them. >> the island basically disappeared if it can feet of water. >> the island is a fascinating story but not only the island going underwater and what happens under conditions like that, but the island actually degraded, disintegrated. the island chain. the storm triggered something in the system here, the natural system along the coastline but made that island really start to go down in terms of maintaining its integrity. this is the place where the land is thinking on the mississippi delta and so it's thinking about a centimeter through. and that induces a rapid sea level rise. and that's on top of the storms made this island in the following 150 years retreat landward two thirds of a mile, some of the fastest eroding stretches of coast in the world. and it also lost about 75% of the

jail and this was only a few days i had been in the prison and i was stunned by the idea anybody but eckert return to prison. i remember focusing on her. i thought she was nice, she was a nice person. and that room, we were sitting in that room and we were all pretty down. some of the folks in that room had been actively in confinement for some time but we were new to this is the the the and she was a pretty good mood so that is one of the reasons she sticks out in my mind and sort of salty tone. to your question though i am a first-time writer. i took -- i am not a daily diarist. i did keep some journals while i was there. i was really lucky most of my friends kept to the letters i wrote to them. those were an invaluable source of insight. >> host: because you can't be assured of leaving prison with your journal the fed to keep one, right? >> guest: you could not. >> host: and you didn't leave with your personal property. >> guest: didn't leave with anything but a piece of paper which was paperwork. but when i did leave the prison, i knew i was going on the federal transport, conair and i

once you communicate to the financial markets that these large institutions are going to be required eckertutz, the people lending money on a short-term basis withdraw ther credit. they withdraw their credit. >> not from aig. you are talking about the other participants in the market. but the government says i'm putting money on the table and the money will be available to backstop the creditors there's been no indication the government has never backed off from that and indeed we worked repeatedly in every meeting we had with the fed that they could not back off. that is why the decisions made in september had to be followed through in november in the way that they did. >> but if i may, you may have been urging or at least inquiring whether or not they should have been something different and what i am suggesting to you that they have done their short-term creditors would have run on them before you could have asked me i have a discount. >> i.t. we simply have to agree to see the world differently. i apologize. professor troske? >> as a professional economist, i don't deal with individual

i've read the written testimony last night and i thought maybe we were talking to the eckert talking about these exhibits here and the one i mentioned in my opening statement defines penalties both civil and criminal or tougher on environmental lobbies than they are on the workers' safety. in the testimony you plan of the 2001 social security to the to -- acid that exploded in the refinery in delaware. geoff davis, a worker, his body was literally dissolved in the acid. the osha penalty was $175,000. yet in the same incident thousands of dead fish and crabs were discovered along an epa clean water act violation amounting to $10 million. how can we tell geoff davis's wife and their children the penalty for killing fish and crabs is many times higher than the penalty for killing a husband and father? >> and these things cry out to do something and we have got to make the necessary changes. and that is what we look to you for is your suggestions and advice on how we change these. right now we just heard from msha. i think you were hearing all of that. they have the authority to order th

you can buy a vial of hela cells for two eckert $50 then using them about $10,000 of idle but how much of that is hela and how much is the science that went into it and all this other stuff -- >> what is hela? you say that you can buy a vital from who? >> biological supply companies. sparks a lot of companies? >> yes, and there are non-profit that buys them and the money that goes back into keeping the cells alive and growing and there are for-profit companies that is, anyone can sell them. and, you know, so that's the big question related to that and in terms of the money going to the family, right now most people in america have some issues a lot of them being used in research some of them commercial, turned into commercial products in some ways to resolve the question of giving money to the lacks family is a big one because if you give money to them what about the billions of other people whose cells are being used in research and where is the money come from, how -- it's just part of a larger discussion that is happening about who should be profiting off of parts of the human body

. >> guest: tell you honestly eckert that out there every place you could and you probably notice i got several young women and older women who identify themselves as politically conservative and as republicans and also a lot of people wrote to me who said that they had made the decision not to have sex before marriage and they also had their own strong feelings about the pill and its use during marriage and whether or not people should have access to it. i did get some stories from other places but feministing because many people read it and you are exactly right to get people who have strong feelings and they jumped in. and i had a spread sheet and tried to pull quotes from every point along the spectrum of all the letters i got so i wasn't tilting it one way or another so did the people who love the and heated the hill and had trouble with the pill and people who didn't. i think it's important to talk about the fact if you go back to say the 1970's and women's health care movement that there were similarly strong feelings even then, you know, some women just come planning seriously a

i should have had an idea because here i was going out as a representative of the cia town to the eckert counterterrorism senter so about which -- >> host: would you have said we in the agency knew a lot, a little, not as much as we would have liked to? >> guest: we knew a lot on the issues i was going to cover. i went to cover great terrorism which the leader of the force of to embrey 11 the u.s. government spent more money on the security in athens than in any other capital city in the world including beirut. people didn't have an appreciation at the time for how dangerous athens was for america. >> host: why was that? i read in the book and it's fascinating. >> guest: there were two groups the time telling americans, one was revolutionary organization 17 nov named after the day of 1973 when the military dictatorship used tanks to crush the student rally and the other was popular revolutionary struggle. popular revolutionary struggle mostly targeted greek policeman and government officials but they also went after u.s. military personnel. usually low-level people that would blow up bus

. >> guest: he had been thought to the eckert shot three times with an ak-47 while trying to jump from the statehouse to the neighbor's house to escape. the pakistani military shot him. there was extraordinary events that took place that resulted in his wife being saved. extraordinary care by the pakistani surgeons. i will skip ahead to the point where we had to evacuate to the military base nearby, and my orders were very specific to islamabad. 24/7 cia always on the which meant i had to tear up the sheet, tied them to the bed because i didn't know if the doctor would help him break out or the nurses, i didn't know these people. tied into the bed and i sat there and waited for him to wake up. about a day later i go into detail in the book about our first to conversations if you can call them conversations in the second of the two she asked me to smother him with a pillow but later on when he finally started getting his bearings i told him look i am the nicest guy you or queen to encounter in this experiment so i am going to tell you have to cooperate. the thrust of your life can be di

paper, wood, so you took these fundamentally forecasters securitized products and concentrated risk eckert we as taxpayers have to bail out, city dee dee to a citibank which took $25 billion liquidity put on the cdos off of their balance sheet which was essentially one-third of the capitol which nobody seems to have noticed anything about and i guess all of this goes to sit at -- say that it seems to me we need to have people prepare to recognize the emperor had no clothes their need to be people who saw the possibility of this collapse of these securities was much higher than anybody gave them credit for and i wonder if you can speak to that. >> i agree with much of what you said and i think you are right that modest losses would been deeply into those kysa torch ron gist you describe to -- you have to emphasize it wasn't just in those complex structures -- lacrosse the system and countrywide was an example would and banks across the country that did suggest current real-estate as a whole when and i don't know that in this regulatory reform that's going on how much how much there will be

i haven't made to the eckert anr other witness made the ithdr reservation.r and you've now withdrawn the preservation? i >> i hav have, sir. as >> you are responsible for enforcing america's immigration laws of the borders and during the finance committee process my staff found that he failed to ti timely compete and maintain theu to l required i-9 for us tozed showwo that your house workers e legal in the united states too read this list part of theour responsibility res of customs as obviously concerned. can you explain to the committe why you failed to complete andan maintains the i-9 forms for your household employees? >> mr. chairman, i want to emphasize that from the beginning the lack of i-9 forms has been fully disclosed and that in fact my wife and i and a in the case ofnd each of theea employees involved in the household over the last 20 years, their eligibility to work in the united states hasn been. verified. in each case documentation ofthm thee same kind that is required with regard to the i-9. a four month is the location to fill out and maintain andes household files

out what are the causes because these are the pieces that have a great deal of confidence to the eckert consequence in terms of heart disease and stroke. we are learning this kind of gathering together is also a great way to get community involvement and the ways in which the jackson heart study increased the community and has been embraced by the community is a wonderful model for doing research on health disparity. the funding for the 2011 part study is very much part of the budget and the heart institute intends to continue that at least through 2013 and at that point they will be evaluating what progress has been attained. but everything i have heard from the leadership is there and the expect to continue this for a long time. >> thank you very much. thank you, mr. chairman. >> thank you, senator cochran. i have a few things to follow-up on. president obama doud for curing cancer in our time that i remember when president nixon declared war on cancer and has been financing ever since while i appreciate the president's vow i just wonder if we are going in the right direction. you've

and we need to remove the regulatory eckert addition of reimbursement barriers that limit members ofhealth care teams from learning and working together. fourth, academic health centers must lead the way. this can't be done around them. must be done with them. they must provide leadership to develop new models for care delivery and improve educational opportunities and primary care. they must form a stronger tie with community health centers and other primary-care sites in the communities they serve. fifth, greater investment is required in the primary care infrastructure that's already been alluded to. not only by electronic medical record, but other tools that are necessary to provide this comprehensive care. sixth, there is an important government role in this and the secretary has already addressed that, and i'm very, very heartened by her leadership and by the wording that is in for recent reform bill. the government funding through title vii must be used to provide incentives for careers as primary-care providers and teachers. we need the teachers as well. in the area of health

on the u.k., i don't know the baseball equivalent is put in nassau eckert terms, the conservatives were fighting the halftime and had four goals against the batt team and in the second half and there are 5-for and their backs are against the wall. it is astonishing in brought democracy terms it is very discouraging you have a government that is pretty widely disparaged, gordon brown has been the butt of so many jokes and sympathy the last two years and get he is a campaigner. david cameron seems to have the worst manifestations of 20 blair and other words -- i know you'll love him. [laughter] someone has to. in terms of being good on talk shows and he looks good and he talks well but actually been quite superficial about his, that is david camerons problem is to the republicans here the conservative vote and how much do you reach out so the real party to watch which is the party i have now gone to endorse is the liberal democrats who are now approaching 25% in the polls against labor in the 30's and it seems very likely that we are going to have as you know the expression of the hung pa

michael's hospital and medical order eckert informatics for the wheat and franciscan system.o cause of some comments first from susan edgman-levitan. >> thank you, susan. the first thing i want to say is i really want to thank susan dentzer and sarah and gone and all of the other staff at health affairs that put together what i think is a terrific compendium of articles and information that hopefully will be very valuable to the whole health care universe in terms of where we need to go and what we need to do to create a very strong foundation and primary care. in terms of the framing remarks i want to make, one of the first things i want to comment on, is we have heard a lot already this morning about the importance of reforming the payment system and creating incentives that will allow our primary-care practitioners to deliver care the way that day and our patients want. i think that equally important to the payment reform is practice redesign. i don't think there is any amount of money that he can pay primary-care physician, p.a. or nurse practitioner that is when to make

i'm going to talk about the eckert culture navy partnership.cretary of agriculture then. all i am honored to be here today to be speaking with you. by understanding is the very first speaker as the national press club was teddy roosevelt. i do want to point out, however, that the both theodore roosevelt assistant cousin franklin were assistant secretaries of the navy. [laughter] today is the navy birthday to run for 12 years ago congress authorized the department of the navy. it was a pretty different place an organization from the navy have today. then the navy only had three commissioned forgets, the united states, the constellation, and the constitution still in service in the naval shipyard. we had a tiny navy and one which had never fought since the day of the revolution the navy had been pretty quiet. all you can make an argument the reason america changed from the articles of the confederation to the constitution that we have today was because we could not feel the national navy to deal with the powers and the was one of the impetus for

and disease, cell and organ as an aging reducing the be the limiof new biomedical edging the the eckert imaging and microgravity conditions. the space station is a key component of the research dr. holdren, your championing an i know general bolden, you also say it is part of your focus and yet we can't have a space station that will be productive but will be stable that we can be sure what fulfill the 10 billion-dollar investment that's already been made in tat vehicle without the assurance we are to get people out there that we can have the cargo that might be needed in the later years because it has been extended. but i come back to the question if you don't look at the stable source if you're getting people there how can ou say that the science is going to be orthe mission and the goal of science and productivity is going to be achieved? that's my concern. if the soyuz is out of pocket or they raised their rates because it is the only means we have so it that it is so prohibitive and we could be cleaning the same money in our alana capabilities and we learn from thatuch more than ju

general is a problem and particularly paying any cash makes the problem greater -- >> not saying to the eckertpaying in cash. sprick formulaic and then paying in cash is another problem because again, i strongly believe women looking at compensation it's important to wine in interest and for there to be a long tail on that compensation so as you say those that underwrite the securities, however it is done is an important part of the compensation should be how well they do their job and how well they do their job is going to be the quality of the job not just a short-term profit. >> and i think it also has a beneficial one pact of aligning their interest with investors to purchase it and avoiding, being on the opposite side. i wonder if i could ask you in the last few seconds i have here to reflect a little upon this question and maybe you could respond in writing if you come up with any thoughts from your longtime experience of the street how this might work because this might be an element i think that many people are looking for a solution to that could improve diligence and improve the qual

one to leave could leave to the eckert doesn't have shuddered automobiles. and they chose delaware. we have certain this going for us just by where we are. we've got access to tens of millions of customers with a couple of hours' drive and a strong transportation structure and the support of wilmington which was important that the cause they want to export. we have a great x work force but we were responsive and my stand is to be ridiculously responsive. they told us what they were looking for and we got an offer letter within a day. that doesn't happen too often in the government and leader when they came to delaware to announce they had chosen our state, the founder of the company said we were able to get the key people in delaware to get there faster than to take the family of four out to dinner, and we thought was important and that is a standard we aspire to every single day whether it is with big companies or small companies and that means listening for a carefully and asking the right questions. so last year when we heard very veto over and over from small companies of an act

and disease, cell and organ as an aging reducing the be the limit of new biomedical edging the the eckertimaging and microgravity conditions. the space station is a key component of the research dr. holdren, your championing and i know general bolden, you also say it is part of your focus and yet we can't have a space station that will be productive but will be stable that we can be sure what fulfill the 100 billion-dollar investment that's already been made in that vehicle without the assurance we are to get people out there that we can have the cargo that might be needed in the later years because it has been extended. but i come back to the question if you don't look at the stable source if you're getting people there how can you say that the science is going to be or the mission and the goal of science and productivity is going to be achieved? that's my concern. if the soyuz is out of pocket or they raised their rates because it is the only means we have so it that it is so prohibitive and we could be cleaning the same money in our alana capabilities and we learn from that much more t

chosen to make free speech and debate a higher value than anyplace else in the world and perhaps eckert. our world leaders for the largest one way that we do that at columbia which in the span of a single mom can mean an open exchange with one of america's allies in the french president, nicolas sarkozy, than with the nation's highest ranking military officer chairman of joint chiefs of staff, admiral michael mullen, or tonight, with one of the global economy's most important business leaders, citigroup ce away and foretime columbia alarmist, vikram pandit to read tonight is a topic that is slightly at the top of concern and a conversation not only across our own country but across the globe in the wake of the worst financial crisis the and the great depression of the 1930's. just two weeks ago on this stage columbia economist and nobel laureate joseph stieglitz led a conversation with commodity futures trading commission share the regan's lawyer and former sec chairman, arthur levitt. and earlier this year we listened to bill buckley, president of the federal reserve bank of new york.

once you communicate to the financial markets that these large institutions are going to be required eckertutz, the people lending money on a short-term basis withdraw their credit. they withdraw their credit. >> not from aig. you are talking about the other participants in the market. but the government says i'm putting money on the tle and the money will be available to backstop the creditors there's been no indicati the government has never backed off from that and indeed we worked repeatedly in every meeting we had with the fed that they could not back off. that is why the decisions made in september had to be followed through in november in the way that they did. >> but if i may, you may have been urging or at least inquiring whether or not they should have been something different and what i am suggting to you that they have done their short-term creditors would have run on them before you could have asked me i have a discount. >> i.t. we simply have to agree to see the world differently. i apologize. professor troske? >> as a professional economist, i don't deal with inividual compan

>> it will show -- stila gindin as a derogatory effect on eckert is work. >> it is not used in our scores. >> but it is used in the credit report. >> it's on the credit report. >> thank you. and it is there on the credit reports. so, it's okay. everybody has witness is here. i don't think mr. wilson is to upset at me asking him the questions. and so what we are trying to get at here is how is it that people who have an accident, who has an illness in the end are not deprived of insurance even though they had no way of dealing with this and maybe doesn't have anything to deal debate could do wit them. so let me ask you if i am employed and become unemployed and, you know, i can't pay my bill because i've become unemployed does that mean i more likely to have an accident or fire in my house? mr. wilson? >> again, the scoring models that do look at dealing with payments which would potentially be a result of having lost a job show that those delinquencies or insect indicative of greater risk claim filing. sprick therefore i would be more on health care insurance? i'm sorry, therefore i would

paper, wood, so you took these fundamentally forecasrs securitized products and concentrated risk eckert wes taxpayers have to bail out, city dee dee to a citibank which took $25 biion liquidity put on the cdos off of their balance sheet which was essentially one-third of the capitol which nobody seems to have noticed anything about and i guess all of this goes to sit at -- say that it seems to me we need to have people prepare to recognize the emperor had no cloes their need to be people who saw the possibility of this collaps of these securities was much higher than anybody gave them credit for and i wonder if youan speak to that. >> i agree with much of what you said and i think you are right that modest losses would been deeply into those kysa torch ron gist you describe to -- you have to emphasize it wasn't just in those complex structures -- lacrosse the system and countrywide wa an example would and banks across the country that did suggest current real-estate as a whole when and i don't know that in this much l be with remedial, how much remedial measures will be in it you like t

i wonder when you go to state farm or allstate or geico to get insurance the eckert is core and if eckert is worse negative they are going to charge more for your insurance to this and you a note in the mail telling you that you're going to pay more for the insurance? these are all very important questions the american public needs and indeed the current system facilitates the denial of employment to those that have bad debt. even results the denial of employment. the vicious cycle and has a good crestor can't get a job. and i wonder who is most likely to be effected especially in the economic times. extend unemployment compensation? what about the national debt? why have a way we could settle and limit competition. how about letting somebody get a job and in prove who they are without mysterious numbers coming out of a black box somebody nobody knows about it. that is a committee in this hearing. sick and so for this year's credit reports, eckert this course and impact on consumers we will look at reports, studies about the predictive nature of insurance court and traditional scores amon

one to leave could leave to the eckert doesn't have shuddered automobiles. and they chose delaware. we have certain this going for us just by where we are. we've got access to tens of millions of customers with a couple of hours' drive and a strong transportation structure and the support of wilmington which was important that the cause they want to export. we have a great x work force but we were responsive and my stand is to be ridiculously responsive. they told us what they were looking for and we got an offer letter within a day. that doesn't happen too often in the government and leader when they came to delaware to announce they had chosen our state, the founder of the company said we were able to get the key people in delaware to get there faster than to take the family of four out to dinner, and we thought was important and that is a standard we aspire to every single day whether it is with big companies or small companies and that means listening for a carefully and asking the right questions. so last year when we heard very veto over and over from small companies of an act