ee plus 1, employee plus 1 dependent. >> randy scott: i think we have that. >> perfect. so specifically we also show the number of dependents and the average contact size for each month. the rates for the plan are right across the next three columns which result when you multiply the describers by tier times the rates to the monthly premium. compare them to the rate claims for each monday and the incurred claims for each month. we develop lots ratio which is the division of the claim amounts divided by the monthly premium. so i've highlighted and squared three specific observations which i will talk about on the following to the early population. this page captures enrollment in each of the three coverage tiers of the describers, and we have also segmented two groups of dependents and the head count for each month. the first where you see the column heading -- and the dependents of retirees. these are the non-medicare dependents of non-medicare retirees, averaging 174 for the year. we also have 230 on average, non-medicare dependents of medicare retirees and their claims

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