and make it more eective. the rules are hard to enforce.e could have a good deal of simplify kaig around dodd-frank. liz: it seems like college students should look into simplify casings dodd-frank. it's a bear of a law. 2,300 pages. donald trump has already started to try and trim where he is aloud. there is one area -- where he is allowed. public companies that extract natural oil and gas from having to disclose annual reports and paiments whed andpayments when s with foreign governments. that's a small percentage. what else would you remove from dodd-frank to help the market and help stock. >> well, i think again a lot of the apparatus on stress testing is geared more toward the larger banks. we expand the net too broadly on who should be stress tested. i think simplifying liquidity rules would be helpful. the ability of a bank to access funding in times of stress. during the crisis it was a function of the market perception they were insolvent. so prioritizing capital and simplifying some of these areas i think would make sense. i don't