they have seen signs that younger healthy ehren enrollees in later in the time line. the young invincibles is what we call them. so we're seeing that. i don't think they're really too unhappy ability the numbers they are getting. >> ezrah, zeke, you and others have been saying repeatedly, we have to be patient about when to make judgments about how these numbers are shaping up. looking at the calendar of 2014 and given some of the more important numbers, the overall enrollment, the mix of ages and health levels and the premiums that are actually being charged within the system, when on the calendar will we be able to make reasonable judgments about the various numbers? >> the big month for obama care in 2014 is going to be march. that is the final month to sign up before the penalty really hits. if we look at what happened with medicare part d, what we have seen over is over again is that people don't really sign up, particularly young people or younger people who are needed for the stability of the rules of keeping. so the big question there is going to be when that