we have elayna coss, sharp agency. >> just a little bit of background. thanks for coming. actually, vaj suggested that we bring ms. coss to you. we have been discussing in the past imposing requirements via security plans and/or conditions on permits that require folks who use outside promoters to get one-night event insurance. there's been some discussion, but we felt it might be useful to have a short education on the commission on what really means, what that costs, give you an opportunity to dig in a little deeper, if you are going to continue to use that as a condition in each case. the police seem very interested as well, and using that as a condition on places that go to outside promotions. so i'm glad that you've come. i think there's something maybe in your binders as well. i don't have anything. i'm good. i go for it. >> as you guys see, i did a little short narrative as to what the liability insurance is. i work at the club's security and promoters, event planners in the area, and i have for a number of years. so with that short narrative, if you have questions