elisabeth, will you start. what is your day to day like? >> i am located still in the academic world. my goals consist of things -- my days consist of things like teaching, office hours and the like. in addition to that, i serve on the congressional oversight panel. we turn out a report every single month. it is like doing a term paper every 30 days, on some aspect of the t.a.r.p. program, how deeply -- how the money is being spent, and if we are accomplishing our goals. i also continue to talk about the economics of a middle-class families, which i have been doing for a long time now. i advocate for changes in the financial system that would be helpful to those families, to take them out of the line of gunfire that they have been in. >> do you feel successful? >> dubai? >o i? >> do you pinch yourself that you are in this position? >> i feel amazed all of the time. i have felt amazed for 25 years. [laughter] i wake up every morning and i think about what i am going to get to do today. my eyes plame open and i am ready to go. -- my eyes flin

you had one running spies on long island did another running spy's of elisabeth. of a lot more is made of others because they are so well documented and documented because they operated over a long distance. when they operate at a close distance depositions are taken rather than original documents maintained if the reports tend to be summarized. so what happens is in those reports from the spies from nearby tend to be summarized in the general's report because it is word-of-mouth you do not know that much for the nearby spy's only those that come from a distance in a case of tallmadge his spies were in new york coming back from connecticut to where he would then do the decoding based on the code book which is one of the appendix items in my book there are other copies around and he would then send the transcribed message some of the original messages went on when he was out of position as well so it tends to be to cover is the case agent that will be doing the decoding not necessarily the camps. they may be collecting the information and taking down the orders and

consumer correspondent elisabeth leamy joins us this morning. >> reporter: our tax system is so complicated confusing, that even financially sophisticated people can blow it. consider the case of a "washington post" financial reporter, who thought she owed thousands after doing her own taxes. elan's new year's resolution was to do her own taxes. >> as i search for each of the papers, i strewed them across the table. my cad hops up and starts using them as scratching posts. >> reporter: she thought she would be getting a refund. >> i was going to spend it on new blinds for my home, which my cats have also shredded. >> reporter: then, came the shocker. the. >> the machine was telling me, i owed uncle sam $5,000. if that's the case, i want to hear it from a person. >> reporter: so, elan met with an accountant, who figured she had entered her mortgage incorrectly because of a complicated refinance. >> as soon as she did that, i was getting a refund. >> reporter: ylan, business recorder, high school math club member, was so spooked by her close call, that she wrote about it in "the washington po

elisabeth leamy is in washington to tell us what they found. an age-old saying. to be true, it probably is. >> reporter: good point, george. the federal trade commission will curb settlement practices in the coming weeks. and this undercover investigation fuels the fire. some companies claim they can settle your debts for 60% of what you owe. others pose as government programs. so, what did the real government find when investigators called some sample companies? exaggerated claims. >> we help 100% of the people in this program. >> reporter: dangerous advice. >> when you are in our program, you will not pay any of your creditors anymore. >> reporter: and misrepresentations. >> the banks got bailout money, i'm sure you saw it on the news. there has to be some type of assistance for people also. >> reporter: the haases were looking for refinancing. but a company charged them for debt settlement, instead. what did the debt settlement company do for you? >> absolutely nothing. >> reporter: holly haas received that her family is now $15,000 deeper in debt. >> it damag

after the break, we will speak to elisabeth warren, the chair of the congressional t.a.r.p.versight panel. >> ben bernanke is expected to tell the joint economic committee today that the price of recovery is likely to remain sluggish due to factors that continue to include high unemployment and hard to get credit. on the upside, he is also expected to say the recovery is taking hold. that hearing is at 10:00 eastern on c-span radio fans c-span three television. . j.p. morgan chase is the first of the big banks to report earnings for the january to march quarter. it turned to 0.5 @ billion dollars during the first quarter, and sees signs of strengthening and the economy. -- j.p. morgan chase earned $2.5 billion during the first quarter. opec says it will put fewer barrels on the market this year than last. >> a couple of events to tell you about on c-span3. the joint economic committee will hear from ben bernanke at 10:00 a.m. that is also on c-span radio and online at c-span.org. and at 2:30 p.m., the senate commerce committee looks into the national broadband plan released