elizabeth arden, though, sees strong momentum and its margins have been widening. the stock jumped more than 11%, regaining what it had lost in the previous two sessions. and that's tonight's "market focus." >> tom: a source of billions of dollars in fees for banks and billions of dollars in cost force debit card users faces some big changes this weekend. on sunday new rules for bank account overdrafts start. now banks have seen revenue from these overdraft fees increase for several years. these are fees banks charge customers when they spend more than what is in their bank account. they are expected to drop for the first time in several years thanks to this new rule. andy walkary long with-- mandy walker senior project ed editor with consumer reports. welcome to nicely business report. what is the new rule that goes into effect on sunday for debit card users? >> banks have until sunday to sign their current checking account holders up in to their overdraft protection program. previously they would probably sign you up without your knowledge. you would be in this p