. >> it all starts with this serious little guy, elmer hemphill, born in 1935 on a farm near tryon, oklahomaarents elsie and marvel. >> he learned his work ethic from my grandparents because they believed in work. >> the hemphills, like other oklahomans, are hit by drought and dust storms during the great depression. many of their neighbors flee to california. but they stay put. when elmer is just a kid, a stranger shows up at the farm to buy some hay. and the boy jumps at the chance to make a sale. >> i see you got four bales of hay there. >> my grandma looked outside, and he was talking to a guy that had shown up. >> how much you want for all four? >> for all four? >> she went out and asked if, uh, she could help him. and he said, "this young man's already taken care of it." turns out he did make a fair deal, probably better than grandpa would've made. but, uh... >> how old was he? >> she said he was 5 at the time. >> so he was a pint-sized deal maker. >> yes. >> at age 13, elmer convinces the town banker to give him a business loan. what is a 13-year-old borrowing money for? >> well, he w