labor-saving, labor-innovative approach, i would like that said. thank you, thank you very much, elviranovnaactor of production, let's talk about capital , is there a similar phenomenon on the side of capital as described by yuri on the side labor, when insufficient cooperation or misdirection of resources allows or does not allow, for example, to develop priority sectors, how do you assess - the incentive regulation mechanism you announced at the beginning of this year, is it bearing fruit in terms of financing priority sectors or does it require additional adjustments? thank you, good afternoon everyone, we have no shortage of finances, here i am, we also meet not only with bankers, but with representatives of the real sector of the economy, everyone understands that, in general, there is a resource, even if we let's look, not... at the growth rate of lending, they usually remember about loans, really high growth rates of loans to the corporate sector of 20%, in october alone 3,600 new loans were issued, well, on the profits of the corporate sector themselves, and our growth rate of financ