host: emily ethridge?guest: that is one of the concerns we talked about in our piece, that beneficiaries are afraid of premium support. is much more direct, saying that this will change so much, that you get a set amount of money. what governor romney says is that the amount of money that would be taxed to the second cheapest plan, equal to the second cheapest plan even if he could only pay the amount the government gave you, you have two plans to choose from. the concern from opponents is that that would leave poor and sick people in this plans, it would cause trouble. host: and changing medicare, what is the response? guest: there was a poll on whether they want to change to a premium support system, and 70% of seniors said no, we want to keep it like it is. even if you poll voters, not just seniors, this does not pull very strongly. host: that gets to something that governor romney and paul ryan have said about any changes that they would do would not affect people on medicare now, correct? when would t