and from puerto rico and people from industry, and emily raferty joined the board and from the museum of new york, and we share those perspectives. and then that becomes information that the bank officer, the president of the bank use when they think of judgments on what is going on happen with the interest rates. >> what kind of things do you vote on that would change people's lives? >> at the board level i would say we do not vote on anything that would change people's lives directly. because those decisions are made by professionals. our role is advisory. as long as we have put and se supported great professionals in there. i don't know if you remember during dodd frank there was one recommendation that the president of the united states should support the regional fed ser federal reserve banks. and we felt that was not to be part and don't see this a part of the washington operation. they see it as a highly professional operation and we have to keep it that way. >> but if things are not going the way you want them to go, where does your vote change things? what is the power of the