emma simpson, bbc news. it is coming up emma simpson, bbc news.in stories. and coming up — it's survived one of the most infamous sea disasters in history, but this letter, written onboard the titanic, is now under the hammer. coming up in sport. lewis hamilton hopes to close in on more silverware when practice for the us grand prix gets under way later. championship leader hamilton could win a fourth title if resutls go his way in the race on sunday. two former us presidents have voiced their concern about the current political climate in the country, in a thinly—veiled attack on donald trump. barack obama urged americans to reject the politics of "division" and "fear". george w bush criticised "bullying and prejudice" in public life. our correspondent gary o'donoghue reports from virginia. president obama still knows how to draw a crowd and they queued for hours round the block to see him here in virginia, backing the democratic candidate for governor in next month's election. but if they were hoping for head—on attacks on donald trump, then the

emma simpson, bbc news, basildon.ting views of the brexit talks — brussels says deadlock over money, britain says "tangible progress". and still to come: bullying in the british paralympic swimming squad. an investigation finds a coach created a climate of fear. coming up on sportsday, we catch up with the olympic gymnast claudia fragapane, after her bronze medal and brilliant performance at the world championships last week. a bbc investigation has found that great ormond street hospital is failing to meet national standards of care for intersex patients. that's people born with physical or genetic differences that make it hard to define their gender. some patients and their families are not being given psychological help before having irreversible surgery at the hospital. the regulator, the care quality commission, says it's investigating. great ormond street hospital, one of the leading authorities on intersex care, says it's committed to working on the most complex intersex cases. faye kirkland is a gp who has bee

emma simpson, bbc news. our top story this evening. brexit trade talks but say not enough progress has been made for formal negotiations. and still to come... controversy after another president trump tweet as he links the rising crime in the uk with the spread of radical islamic terror. coming up in the sport on bbc news correct it could be an historic weekend for lewis hamilton as he attempts to win the united states grand prix and a fourth formula 1 world title. it's thought there are now more than 400,000 people in the uk who have a serious problem with gambling. for many, it's a hidden problem — one they keep secret from family and friends and it can destroy lives. there's only one residential rehabilitation centre in the whole of the uk that's dedicated to helping severe addicts. the gordon moody association is a charity based outside birmingham, which offers residents a 12—week programme. our midlands correspondent, sima kotecha, is the firstjournalist to be allowed into the centre to speak to staff and those receiving treatment

emma simpson, bbc news. 0ur economics editor kamal ahmed is here.ontroversy, high and still rising levels of personal debt are becoming a real concern for the wider economy and the government. absolutely right, if we look at the actual amount of unsecured debts like personal loans and credit cards that people are carrying, it is at the level of £200 billion which is about the same as it was just before the financial crisis. this is the economics of supply and demand. 0n the supply side, beyond companies like brighthouse where it is very expensive, credit more generally is very cheap and interest rates, as we know, are at historic low levels. it is also easy to get credit, just a swipe on your mobile phone on a app and you can borrow money so the supply side is very strong and demand is also strong. we have spoken many times about real income falling, high inflation, people struggling to make ends meet so they cover those issues with borrowing. that is increasing the personal borrowing. the fca is clamping down as we have seen borrowing. the fca is c

emma simpson has been speaking with aliba ba about why they're making the move into bricks and mortarw retail is going to look in five years. i have my view that, as companies use of data and technology and the capabilities we are building in different areas, i think it is going to become more and more serious for a consumer to constantly be interacting with the product. smart phones will become more the foundation, as it is in china and europe. people will find ways to say i have immediate access to see the product physically all virtually or a combination of the two. to what extent is the rule book being ripped up extent is the rule book being ripped up and being rewritten. you have this tremendous shift from online retailers getting into bricks and mortar. how big shift is under way? it isa mortar. how big shift is under way? it is a very good news for retailers who come from the bricks and mortar space in the sense of the incredible technological capabilities of companies like mine and others, and the financial strength behind these companies to be able to invest in innovation for

emma simpson has more. sasha rhodes has a lot of paperwork for buying a bed.hire purchase dealfrom brighthouse with payments she says she has struggled to afford. they really are exploiting the vulnerable people on low incomes. it's difficult for people nowadays to afford these products out right and they are exploiting that. so, how does it work? imagine owning a state—of—the—art new tv for just £11 per week. when the actual cost is nearly £800. but here is the thing, the interest rate is 69.9%. after three years of payments, plus fees for insurance, delivery, and installation, you would end up paying nearly £2000 to own it. it isn't the sky—high interest rates that have spooked the regulator, it is the selling of products to vulnerable people who could not afford to pay. we call that irresponsible lending. and it can lead to harm to consumers. it could even lead to bankruptcy. so, we decided we needed to do something about it. we worked very hard alongside brighthouse to make sure that they meet our standards for responsible lending and they do now. governme

emma simpson, bbc news.ood has said her party could back a second referendum if no brexit deal is reached with the european union by march 2019. speaking to her party's conference in caernarfon, she said that the welsh national interest must be protected in the negotiations. is a clear threat, not just to our economy but to our constitution. the conservative uk government risks driving the economy off the cliff through botched brexit negotiations. their internal fights and election gamble have led them to pursue the most reckless negotiating strategy imaginable. now, the moment we show you something that's not perhaps "news" but it's certainly the cutest thing you'll see today. this poor helpless little spider monkey, olivia, felt out of a tree and hurt her leg. now vets in colombia are carefully nursing her back to health with the help of a toothbrush and a sponge that she's become very attached to. the 25—day—old monkey is being treated at colombia cali zoo. let's see what the weather is doing. blustery we

emma simpson, bbc news.me figures in england and wales with radical islamist terrorism. the american president tweeted... the office for national statistics published the latest crime figures yesterday and said the increase reflected a range of factors including continuing improvements to crime recording. joining me now is our home affairs correspondent danny shaw. in essence, when you look at the tweet specifically, is there anything in that, can you extrapolate the crime figures in that at all? i don't think you can. he was talking about the uk, they we re he was talking about the uk, they were talking about england and wales, scotland and ireland publish their data separately. the survey showed crime fell by 9%. he was talking about the crime figures recorded by the police. by 13% and thatis recorded by the police. by 13% and that is correct. and spoke about the apparent link between islamic attacks. we have seen more attacks this year, there were 3a deaths related to islamist related attacks. the number

our business correspondent emma simpson has spoken to tesco's chief executive who says he's happy theset of results, i am pleased with what we've delivered this year, the hundred thousand more customers shopping with us driving the results which are today. it shows the turnaround is firmly on track. which are today. it shows the turnaround is firmly on trackm which are today. it shows the turnaround is firmly on track. it is pretty much three years since you took charge. when is it going to be job done? when is that turnaround going to be complete. job done? when is that turnaround going to be completelj job done? when is that turnaround going to be complete. i suspect it is neverjob done. in a businesslike tesco there's always more you want to do. we set ourselves a medium—term ambition for 1920 and we showed today we firmly on track do it. the business is improving on every single measure yet i suspect it is neverjob done, there will a lwa ys it is neverjob done, there will always be something we want to do better. how much of your sales growth is down to inflation? a small amount i

our business correspondent emma simpson is in lewisham in south east london.ry, basically you can rent to buy, hire purchase, anything from watches and tvs to washing machines and microwaves, and what they have found to be done they didn't assess their customer, they didn't assess their customer, they didn't work out whether the customers could afford to repay them. that will the reason why the fca said they are not a responsible lender. as a result of that, they are going to have to pay 81,000 customers about £10 million in compensation, then there was another factor, which was quite a few customers cancelled their agreements within the allowed time, a couple of week, and the company did nothing about it. so it will have to pay 4.7 million in compensation to customers who cancelled the agreement and should have been let goa go. it is going to change its policies in future, people who might expect to get some money from the company don't have to do anything to apply for it, they will be approached by the company and offered this compensation, some will get mor

the boss dave lewis, has been talking to the bbc‘s emma simpson.has just posted its seventh consecutive quarter of growth and i think it is most important that we noticed the turnaround after it started fighting off the discounters. when discounters first really started mark taking market share in the uk, tesco decided to drop all of its prices across the board, which resulted in a big cup to margins and ultimately it wasn't what the consumer wanted. 0ver ultimately it wasn't what the consumer wanted. over the past year and a half we have revamped their strategy and they are targeting the key consumer goods that people buy every day with foreign brands range and they have revamped stores and made the offering tesco has more releva nt to made the offering tesco has more relevant to customers. it has benefited both sales with more people shopping there are severe growing market share, and also benefited the bottom line and growing profits. so it is focusing on cutting the prices of core brands, but can we really keep on producing the margins? —— redu

emma simpson has more. sarah schober and has a lot of paperwork school buying a bird.t was a hire purchase deal from brighthouse with payments she says she has struggled to afford. —— a lot of paperwork for buying a bed. they go for people on low incomes. this difficult for people nowadays to afford these products out right and they are exploiting that. imagine owning a state—of—the—art new tv for just £11 per week. imagine owning a state—of—the—art new tv forjust £11 per week. when the actual cost is nearly £800. but here is the thing, the interest rate is 69.9%. after three years of payments, plus fees for insurance, delivery, and installation, you would end up paying nearly £2000 to own it. it isn't the sky—high interest rates that have spooked the regulator, it is the selling of products to vulnerable people who could not afford to pay. we call that irresponsible lending. and it can lead to harm to consumers. it could even lead to bankruptcy. we decided we needed to do something about it. we worked very hard alongside brighthouse to make sure that they meet our sta

our business correspondent emma simpson reports. with payments she says she has struggled to afford. they really are exploiting the vulnerable people on low incomes. it's difficult for people nowadays to afford these products out right and they are exploiting that. so, how does it work? imagine owning a state—of—the—art new tv for just £11 per week. when the actual cost is nearly £800. but here is the thing, the interest rate is 69.9%. after three years of payments, plus fees for insurance, delivery, and installation, you would end up paying nearly £2000 to own it. it isn't the sky—high interest rates that have spooked the regulator, it is the selling of products to vulnerable people who could not afford to pay. we call that irresponsible lending. and it can lead to harm to consumers. it could even lead to bankruptcy. so, we decided we needed to do something about it. we worked very hard alongside brighthouse to make sure that they meet our standards for responsible lending and they do now. government confirmed today that people ove

emma simpson has been following the case at southwark crown court.d of fraud and false accounting in connection with the accounting in connection with the accounting scandal that rocked britain's biggest retailer back in september 2014. all three deny the charges. now, we have been hearing this morning how a whistle—blower worked behind the scenes to raise the alarm over the growing gap in tesco's financial accounts. one was a senior kyoto treatiant in tesco and the prosecution said that he and other colleagues told the three accused about the growing gap. the qc said that two staff felt so compromised that they resigned. one manager quit after saying the current environment had broken him and described staff as being in tea rs and described staff as being in tears fearing the loss of their accountancy qualifications over what they were being asked to do. the court heard how the alleged misrepresenting of income was the biggest kept secret in tesco and if it was to get out it would not be a good thing. one of the defendants said that the shortfall co

emma simpson, bbc news. you're watching afternoon live, these are our headlines.k — theresa may says she's optimistic about a good deal. the uk's budget deficit last month was the smallest for any september in the past ten years. customers on three of the uk's biggest mobile networks are warned they may continue to be charged for handsets they've already paid for. in the sport, football governing body uefa has charged everton after players and fans were involved in a brawl with lyon players in the europa league last night. arsenal beat red star belgrade after a sublime goalfrom beat red star belgrade after a sublime goal from 0livier giroud, beat red star belgrade after a sublime goalfrom 0livier giroud, so that they are now top of group h. lewis hamilton hopes to close in on more silverware when practice for the us grand prix gets underway at apm. he could win a fourth title if he wins the race on sunday and the results go his way. i'll be back with moreno stories just after half past two. -- more on those stories. the labour mp, david lammy, has accused oxford a