so when you feel love, compassion, empathy, joy, he n equinamity, truth, beauty, harmony, you suddenlyerything else, assumptions and solutions start to appear becauseihi ae lis,ssptns exctioi ae. soou sft ur mdir. yodoth tough mory or even through a fantasy. but once you shift your mood, then you go to the next level. and, of course, the third level is when you transcend the subject. when you and the observer become one, what we call the peak experience. >> so let's talk about this through the concept we were talking about earlier in the show, which was better markets in the five families of the banks. >> that's the darkness, right? you can filss yu seov it u n fht i yocafepowerss. >> theore you fight it, the more helpless you feel. but here's a solution, you bypass the whole thing, speak to the consumer, support your local economy, support your local bank. you create a critical mass, and once the critical mass are through internet, through media, through social networks, once again that critical mass, obviously, the banks -- you're not investing for some guy on wall street and sitting