just to provide a quick update, my name is eric manke come on with the office of the treasurer and tax review, our office received a letter, from this commission, in june, notifying us of some barriers that bay area residents were experiencing, as they were trying to transfer money to family and friends in yemen. we were very moved by the stories that we read, from those hearings. we immediately started looking at what we were designated to do, look at alternatives, to see if there was any other way to actually get money transferred to those of family and friends, in yemen, who were in desperate need of it. we looked at three different areas, the first was our banking section, in the treasurer's office. we reach out to our bank partners, and bank of america. essentially what we found there was that the only way to transfer money to yemen at this moment, is through a wire transfer. there is all kinds of, which i even learned, different ways that you can transfer money electronically. the only thing that is viable right now, is wire transfers. the second thing we learned from those inter