earlier, i spoke to eric yuen. i asked reserves. earlier, i spoke to eric yuen. iasked if reserves.uld lead to a repeat of 2008? if that were to be the case, i would be concerned but i do not think so. first of all, it's a debatable question whether the original bill stated —— achieved its purpose, which was to do away with the undue accesses of the banks in 2008. as a practical matter, as a matter of political reality, it is highly unlikely that much of the provisions that the wall street banks have been against would be repealed. if indeed this becomes a reality, how would this impact the backing of financial institutions in asia? you might it frees up well capitalised banks with a 10% leveraged ratio much of the risk—based capital and stress tests and other regulations. it would free up and other regulations. it would free up more capital to allow banks to engage in a greater amount of lending. also, if the despised rule against proprietary trading is restricted, that would also be welcome relief for the banks. naoto miyamoto overseas yahoo japan, the on line portal being one of